Hello to everyone! Another long post.
I’m sure you much be curious about what has been going on with my credit card. Just a recap, I have three credit cards.
- BPI Gold Mastercard – my main man!
- Metrobank – emergency stuff
- Citibank – I hate you – click to read~
Anyway, I have used it mainly for credit to cash stuff. The interests rates have been manageable and stuff. I may have splurged a bit but I did enjoy using my card.
There have been 0% interest promos from partner stores however most of them only have 6 months to pay and very few at 12 months or more. That’s why I have availed of credit to cash.
However, I might be consolidating all my loans from a coop loan. I find that I can slash 50% of my monthly payments in doing so.
It has been a wonderful journey in using this card. Now I’m able to judge how much I really need and what should I use it for.
To everyone out there, spend wisely and God Bless!
PS
No I’m not closing this blog. I’m just going on hiatus. Per usual.
*Disclaimer: I’m not an expert on this but I’m posting my exerience in using my BPI Mastercard for installments.
Addicted :P 